Having accurate credit data is a crucial component for any digital retailing tool, and getting that data via soft-pull technology is easy and risk free for consumers. SARA is the only digital retailing tool that connects directly to TransUnion to automatically pull a customer's credit score and all the auto loans in their name with only the shopper’s name and address. All in Real Time!
You can't give an accurate online payment without knowing the customer's trade-in situation. This is why SARA also includes DEP’s industry-leading trade-in tool, eAutoAppraise. eAutoAppraise can link to either Blackbook, KBB, or NADA Guides, so the trade value you give online will always match the value you’d give in the store.
Yet another reason why any good digital retailing tool needs to have ability to perform soft- credit pulls is to find out exactly how much a customer owes on their trade-in. SARA is the only tool in the industry that can not only give a trade in value, but also match the customer's loan to that trade-in vehicle.
Since SARA has the customer’s trade-value AND the loan data on that vehicle, it only makes sense that she displays the customer's equity position and apply that positive or negative equity to the payments being calculate for the new vehicle. This is a critical part of the car buying process for many consumers, and SARA makes it easy!
It only makes sense to have your digital retailing system work in conjunction with the processes set forth at the dealership. With SARA, dealers have the option to include each and every lender they work with, along with customizing the bank data to include added points. Taking the guess work out of bank data, and giving customers the real deal is just another way dealers benefit from utilizing SARA.
Once SARA knows the customer's vehicle of interest, current credit score, trade-in value, and equity position, the next step is to pick the best financing option for this consumer. SARA's proprietary Lender Decisioning Engine gives the consumers a choice of what lender they would like to choose to help them purchase their new vehicle.
Just like Amazon, we want customers to be able to add-on to their vehicle purchase. SARA gives consumers the ability to add vehicle accessories right inside the application. They can view all available parts and see how adding anything to their purchase will affect their payment. This helps increase the average purchase value for our dealers, which is always a good thing!
F&I products are a profit center for any dealership, and giving consumers the option to add these products to their vehicle is always going to bring in more revenue to your store. SARA gives you the ability to add custom F&I solutions to the digital retailing process.